Privacy Policy

Last updated: October 16, 2025

1. Information We Collect

When you use My Accounts Today, we collect the following information:

  • Account Information: Email address, name, and profile information from Google OAuth
  • Financial Data: Account names, transaction descriptions, amounts, and categories you enter
  • Usage Data: How you interact with our application for improving user experience
  • Device Information: Browser type, device type, and IP address for security purposes

2. How We Use Your Information

We use your information to:

  • Provide and maintain the My Accounts Today service
  • Authenticate your identity and secure your account
  • Process and store your financial data securely in the cloud
  • Provide customer support when needed
  • Improve our application and develop new features
  • Send important service updates and security notifications

3. Data Storage and Security

Your financial data security is our top priority:

  • All user data is encrypted and stored securely in the cloud
  • All data transmissions use HTTPS encryption
  • We never sell, rent, or share your financial data with third parties
  • We regularly monitor for security vulnerabilities and apply updates to protect your information

4. Authentication Options

You can choose how to authenticate:

  • Email/Password: Create a secure password-based account
  • Google OAuth (optional): Sign in with your Google account for convenience
  • For Google OAuth, we only access your email address and basic profile information
  • You can revoke Google OAuth permissions at any time through your Google account settings

5. Your Rights and Choices

You have the right to:

  • Access, update, or delete your personal information
  • Export your financial data at any time
  • Delete individual financial accounts and their transaction history through the Edit Account modal
  • Opt out of non-essential communications
  • Delete your account and all associated data through Settings → Account → Delete My Account
  • Revoke Google OAuth permissions through your Google account

Account Deletion: You can delete your account and all associated data at any time. For instructions, visit our Account Deletion page.

6. Third-Party Services

My Accounts Today integrates with:

  • Google OAuth: For optional authentication (Privacy Policy: https://policies.google.com/privacy)
  • Google AdMob: For displaying ads in Guest tier
  • Google Play Store: For Android app distribution and in-app purchases
  • Stripe: For secure payment processing of web subscriptions
  • Vercel: For website hosting and performance
  • Railway: For backend services and data processing

7. Data Retention

We retain your data as follows:

  • Account information: Until you delete your account
  • Financial data: Until you delete individual records or your account
  • Usage logs: Up to 12 months for security and improvement purposes
  • Deleted data: Removed from active systems immediately; complete removal from backups occurs during our regular backup rotation cycles

8. Children's Privacy

My Accounts Today is not intended for users under 13 years of age. We do not knowingly collect personal information from children under 13.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last updated” date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: support@myaccountstoday.com
Website: https://myaccountstoday.com

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