Terms of Service

Last updated: 10/7/2025

1. Acceptance of Terms

By accessing and using My Accounts Today (“the Service”), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

My Accounts Today is a personal finance management application that allows users to:

  • Track multiple financial accounts and transactions
  • Categorize and analyze spending patterns
  • Create budgets and financial goals
  • Export financial data in various formats
  • Sync data across devices (Cloud-PRO subscribers)
  • Backup data to Google Drive (Cloud-PRO subscribers)

3. Account Registration and Security

  • You must provide accurate and complete information when creating an account
  • You are responsible for maintaining the confidentiality of your account credentials
  • You agree to notify us immediately of any unauthorized access to your account
  • You are responsible for all activities that occur under your account
  • We reserve the right to terminate accounts that violate these terms

4. Subscription Plans and Billing

Lite (Free)

  • Free forever with basic features
  • Ad-supported experience
  • Local storage only

Mobile-PRO ($1/month or $10/year)

  • Ad-free experience with full features
  • All themes and advanced analytics
  • Monthly or annual billing options
  • 30-day money-back guarantee

Cloud-PRO ($2/month or $20/year)

  • All Mobile-PRO features plus cloud sync
  • Google Drive integration and backup
  • Household management features
  • 30-day money-back guarantee

Billing terms:

  • Subscriptions automatically renew unless cancelled
  • You can cancel at any time through your account settings
  • Refunds are processed within 30 days of initial purchase
  • No refunds for partial months or unused portions

5. User Responsibilities and Prohibited Uses

You agree not to:

  • Use the service for any illegal or unauthorized purpose
  • Violate any laws in your jurisdiction
  • Transmit any harmful or malicious code
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the service
  • Use the service to store or process data you do not have the right to use
  • Share your account credentials with others
  • Reverse engineer or attempt to extract the source code

6. Data Ownership and Privacy

  • You retain ownership of all data you input into the service
  • We do not claim any ownership rights to your financial data
  • You can export your data at any time
  • We will delete your data upon account termination as outlined in our Privacy Policy
  • Our use of your data is governed by our Privacy Policy

7. Service Availability and Modifications

  • We strive for 99.9% uptime but cannot guarantee uninterrupted service
  • We may perform maintenance that temporarily affects service availability
  • We reserve the right to modify or discontinue features with reasonable notice
  • We will provide 30 days notice for significant changes affecting paid subscribers

8. Intellectual Property

The My Accounts Today service and its original content, features, and functionality are and will remain the exclusive property of My Accounts Today and its licensors. The service is protected by copyright, trademark, and other laws.

9. Disclaimer of Warranties

The service is provided “as is” and “as available” without any warranties of any kind, either express or implied. We do not warrant that:

  • The service will meet your specific requirements
  • The service will be uninterrupted or error-free
  • Any errors will be corrected
  • The service is free of viruses or other harmful components

10. Limitation of Liability

In no event shall My Accounts Today be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.

11. Termination

We may terminate or suspend your account and access to the service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

You may terminate your account at any time by contacting us or using the account deletion feature in the application.

12. Governing Law

These Terms shall be interpreted and governed by the laws of the jurisdiction in which My Accounts Today operates, without regard to its conflict of law provisions.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: support@myaccountstoday.com
Website: https://myaccountstoday.com

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